Education Loan Calculator
Pursuing higher studies—whether in India or abroad—requires careful financial planning. Education loans are designed to ease the financial burden by covering tuition fees, living expenses, travel and other costs. But before applying, it’s important to understand how much you’ll repay, the total interest and how a moratorium period can affect your loan.
Our Education Loan Calculator helps you:
1. Estimate your monthly EMI based on loan amount, tenure, and interest rate.
2. Understand the impact of moratorium periods (interest-only or deferred repayment).
3. Compare scenarios with prepayments to see how much you can save on interest.
4. Get a detailed amortization schedule that you can download in Excel.
5. Visualize your loan journey with easy-to-read graphs and charts.
Education Loan EMI Calculator
Prepayment Options
Amortization Schedule
| Month | Payment (₹) | Interest (₹) | Principal (₹) | Prepayment (₹) | Balance (₹) |
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Note: This calculator provides estimates. Actual terms and EMIs may vary by bank and profile.